Everybody has different cross-border banking needs. Some people are fine with bringing cash with them or using a credit card in the US. Other people are frequent travellers to the US, maybe truck drivers or snowbirds that spend months at a time in the US. Another group that would...

Are machines a friend or foe? People have always had a love / hate relationship with technology. Some people love it, others not so much. Computers and AI are just the current technology with which we are learning to live, work, and integrate into our lives. In reality, though,...

There are phrases we still use – even though they don’t really apply any more. As time and technology advances, we can find that we still say some of the same things out of habit. I’m not saying that there’s anything wrong with these expressions. Does it make sense...

Ah! Sweet points… like companies just handing us money! The truth is that they are not giving us money – we are the ones handing our hard-earned money to the companies. Earning points is encouraging and can give us a feeling of accomplishment. Seeing rewards points disappear because they...

The other evening, I watched Ken Burns’ documentary The Dust Bowl. I have found all his films excellent! He has an amazing ability to make what could be a boring topic interesting. There are some lessons that we can learn from the dust bowl. For those of you who...

Having a Costco membership can be a double-edged sword. We can get good deals on things and food, and we can also overspend. The trick is to learn how to maximize your Costco membership. The following is a list of tips that I have compiled from shopping at Costco...

While visiting family in Colorado, my sister invited me to attend a meditation session at her Yoga studio Sunny Isle Yoga. During that session, it came up about letting go of things that we don’t need anymore. We all bring things into our lives for various reasons. Often these...

Tires last until they blow… The income is great until it stops coming in… Our health is good until we end up in the hospital… Everything is good until it isn’t! Things can work out like in Hemmingway’s novel The Sun Also Rises: “How did you go bankrupt? Two...

Who says there should only be two money strategies? Why is income only referred to as either active or passive income? I have seen passive workers earning active income. There are also people actively earning passive income. How is it that the government wants inflation? OK, not too much...

You know you’re in Canada when you tell someone that you are going to Tim’s and they don’t ask you, “Tim who?” According to their website, 80% of Canadians visit a Tim Horton’s at least once per month! If Canadians love Tim Horton’s so much why should I write...