A lot of people think that their house is their biggest and best investment. For some people that may be so. When we invest in ourselves, it is the best investment we can make. This is also something where we can control the value. When we take care of...

Keeping cash at home should be an aspect of your emergency funds. I am a firm believer in having back-up plans. Sometimes, I have a back-up plan for the back-up! As Murphy says, “If something can go wrong, it will.” (… and it usually happens at the worst time!)...

Quesnel Forks is a ghost town on the original Cariboo Gold Rush Trail. Actually, it was the destination area for prospectors and miners in 1859. As with a lot of gold rush towns, it was a town that fell victim to the boom-bust cycle by being bypassed. My wife...

How can we increase task productivity in our lives? I know this isn’t directly about money, but both time and money are forms of wealth. My intention with this post is not to encourage you to take on more tasks. This is how to complete our current tasks in...

I am currently helping with SYSCO deliveries to restaurants in British Columbia from Williams Lake to Prince George. With the commute, workdays are usually 14-15 hours long. Sometimes (like on Tuesday, when we started late due to the truck with our deliveries being stuck on the other side of...

We are a product of our habits. There are reasons why some people have accumulated wealth, and there are reasons why others are broke. People tend to be overweight or healthy because of their habits. Habits are like the individual strands that make up a mighty rope. On their...

Water and money are two very powerful resources that have huge impacts on human life. When we learn to manage water and channel, or direct it, we can turn a desert into productive farmland. Channeling money can convert a life of living paycheck to paycheck into a life of...

American citizens living, working, or banking in foreign countries are a fortunate group of people! For those of us that live in another country, we have the opportunity to experience another culture. We broaden our horizons and see other ways of living and doing things. There are a lot...

As teenagers we have these thoughts and aspirations that we are going to go out into the world and conquer it! We want to become Superman or Super Girl. Sometime later we find out that we have our own Kryptonite in our lives. There are things in our lives...

The goal is to lower the cost of banking in Canada to as close to free as possible. Before I go too far, I must admit that everything has a cost. Sometimes the cost is in dollars, sometimes the cost is in less convenience or it requires effort on...