There are people who cross the border and would like to be able to install the other country’s apps on their phone. The problem is that companies can geo-lock their apps. While this is a great way to reduce confusion with people installing the wrong county app on their...

The other day I told my 13-year-old son that the yard needed to get mowed that morning. I had looked at the weather forecast and saw that there were a couple rainy days coming. It had been a week since the yard was last mowed, so while it wasn’t...

As the father of three teenagers (age 13, 16, and 19) I would like to share some of the things that we have done and do to prepare our children for successful adulting. Kids learn by watching their parents. They learn so much from their parents and if their...

Momentum is the force in our lives that keeps us moving in the direction we are heading, and it can be our best friend, or our worst enemy. The more I experience in life, the more I am convinced that momentum is a major factor. Momentum works like interest....

I remember getting my first debit card when I was just starting college. At the time, I was 18. It was less than a year later that I got my first credit card, a Discover Card. Over the years I have used both credit cards and debit cards without...

Asking for a deal when checking into a hotel is not something I would have even thought of when I was a young man. The room rate what they say the rate is, right? After graduating from the University of Wyoming, I ended up getting a job working as...

Making, saving, and investing money are common themes covered in personal finances. If we neglect the aspect of account security, all our hard work can be undone! This post is about account security and how to increase your security. For more information on cyber security, I have a post...

There are so many great rewards programs out there! It can be tempting to sign up for all of them. We could sign up for all of them – they are free to join, after all! Should we join all of them, no. I can’t tell you how many...

Debt elimination is something that most people would like to do, yet a lot of people have come to believe that they will simply be in debt for the rest of their life. I find this to be a sad state of affairs. The biggest problem with debt is...

I am an affiliate with sweatcoin. When you follow my link to their site and sign up, I am rewarded with Sweatcoin. It costs you nothing to join the program. While my handyman work was slow in the winter, I went online looking for some other ways to earn...