If you already have a job that you enjoy and do well, asking for a raise can be a simple way to get your hands on more money. A few tips to puts the odds in your favor. Don’t ask too often for a raise – limit your request to once per year. When you do ask for a raise, let your boss know how you are worth the extra pay. You could also be open to adding a new task to your current position.

Studies have found that people who switch jobs every few years increase their income faster than those who stay with the same company. If your current job is working for you, stay with it. I am just letting you know that you could possibly earn more by switching companies and staying within the same industry / role that you are currently working.

Let me start off by saying that nobody has ever saved their way to wealth. When we change our spending habits, we can take that difference and apply it towards reducing debt, investing, or making ends meet. I am not suggesting that you cut everything you enjoy out of your life! Become a master of inexpensive (or free) alternatives. Some examples: Making coffee at home, eating at home, reducing the number of subscription services, Netflix instead of going to the theater, and maintaining a full pantry so you can purchase more of your food when it is on sale.

We have all heard of fasting, or not eating for a set amount of time. The same concept can be applied to money! We can skip meals, entertainment, or any of our discretionary spending. For this to work, make sure to transfer the money you would have spent into your savings account or put the cash into a jar. This is not a long term solution. A word of caution: do not force money fasting on your young children. As adults we can make short term sacrifices for long term gain. Keep money fasting as only a personal financial tool. If a couple decides to do this together that can work as well.

Some people can get thousands back on a tax return! I prefer to adjust tax withholdings so I don’t get a big tax return – why let the government use my money interest-free? Your tax return can be spent, or it can be used to add to your wealth – the choice is yours.

The cash from getting the bottle deposit back or selling for scrap can be saved up. I have used this money to build up my carrying cash and cash at home. It’s a simple and way to build up cash on hand.

Did you know that you don’t have to buy consumer goods when you are given cash? You could by yourself some stock, a tool or course to increase your income, pay off debt, or add it to your cash on hand. When we develop the habit of asking ourselves, “How can I get the most out of this…?” we can improve our situation.

Turn clutter into cash that you can put to use and get rid of items that are not adding anything positive to your life. This is a double win! You can have a yard sale or you can sell the items online.

Sometimes we can simply find money on the ground! If we see someone drop the cash, we should tell them. Otherwise it’s free game!

This can be anything from programing to testing to sales.

The Brave browser is based on the Chrome browser. Why use Brave? The browser blocks ads and website trackers. It also provides a way for users to earn cryptocurrency in the form of Basic Attention Tokens (BAT). The browser also allows users contribute BAT to websites and content creators. Yes, Canoosa Finance is able to accept BAT donations!

Coinbase is a cryptocurrency exchange with a decent selection of coins. Follow my link and you will get $10 USD when you purchase at least $100 USD in crypto!

Coinswitch offers 300+ coins on their exchange. Follow my link to get $5 USD when you open a new account and exchange at least $100 USD in coins. You can also refer you friends and you will both receive $5 USD.

Money can be made from selling stuff online. There are lots of ways to do this. Drop shipping is a common way. I’ll let you find what would work the best for you.

Google Opinion Rewards pays you to answer very short surveys. The small amounts that you pay can be used in the Google Play Store. If you switch countries in the store, your balance does not transfer with you. It remains linked to your other country. Also, the reward dollars will be lost if not used within a year of being earned.

Think of this as being a remote helper or secretary. This can involve helping someone with their email, calls, calendar, or whatever tasks they need help with.

There are many different ways to earn money with websites. You can start your own website (I did that with Canoosa!) You can build and manage a site for a business. There is also the possibility of flipping domains or websites. You can work on part of a website such as SEO, helping with the site’s social media accounts, or contributing media or writing for the site.

Those of you out there who enjoy writing and are good at it, there is money to be made. Under this heading comes everything to do with writing. You can write blog posts, a book, instructions, or create forms. You could also be an editor.

This can be a way to work from home. If you understand how to keep books for a business, you can make money with this skill. There may be certification that is required for this. This could also be extending to helping people file their income taxes.

If you have a flair for designing, colors, fonts, and understand how to make a company stand out, you could help people or companies with their branding. You could also help them create a great logo. Maybe they already have those things, now they just need someone to help them pull it all together.

This is usually information that needs to be entered into a computer. It could be something that was handwritten, scanned, or maybe even typed with a typewriter many, many years ago.

This is a program that allows you to get paid for weight lose. Yes, you can turn those unwanted pounds into extra dollars! With Healthy Wage allows you to make a personal challenge, or join in a group challenge. You get to choose how much you would like to lose and how much you would like to wager per month (6-month minimum). Achieve your goal and get rewarded! As of March 2024 they have paid out over $42 Million.

Life coaching at its most basic is helping people improve their lives. For best results, it is recommended to specialize in an area. You could be a professional / work coach, relationship coach, dating coach, family coach, fitness coach, money coach, or wellness coach. I got some certifications through Transformation Academy, and I would recommend them if you are interested in life coaching.

What list of income ideas would be complete without including Multi-Level Marketing? It can go by other names such as MLM or Network Marketing. There are companies that have been around for a long time such as Amway and Mary Kay. There are others that come and go. Do your research before getting involved. Also, ask yourself if you would use the products yourself as a customer without any way to make money. People do make money with MLMs, people can also spend more than they earn. These companies can be a great place to learn about sales and marketing.

For those of you who are skilled with photo editing, this may be something for you. You could also offer to change formats for people. Maybe you enjoy working with video more than pictures. Again, do something that you like to do and you are good at doing.

You can get your book published and sell it. Or you could give it away in order to attract interest in what you have to offer. There are publishers, you can self-publish, or you can publish an eBook. There are advantages and disadvantages to all those methods.

Do you know how to find information? This can be either online of offline. You could help people with genealogy if that is something that you enjoy. You could come up with recommendations for what to purchase, or help people figure out how to do something.

This is when you sell stuff you no longer want or need through a site such as Facebook, Craigs List, or Kijiji. Since you are selling tangible items, you need to meet with people to complete the transaction. What an excellent way to turn “junk” into cash! For those who understand the value of certain items, you can buy undervalued items at yard sales then sell them for what they are worth.

You can start your own channel to get your message out to the world. YouTube, Podcast, Blogs are different ways you can do that. Attract a following and make money doing it.

Sweatcoin is an app that pays you to walk. The currency they use is called Sweatcoins. In addition to the coins that you earn for walking, there are daily bonus coins. They pay 5 coins for each person that you refer. You can become an Influencer by referring 20 people and redeeming 100 Sweatcoins. The reward is access to the Influencer Store. The items that you can purchase with Sweatcoin range from free trials all the way up to free trips!

Even though a lot of translation can be accomplished with AI, sometimes a person needs to make it just right. It could also be text in an image that AI does not see.

If you enjoy teaching people to do something that you excel at doing, you could become a tutor. The possibilities are endless as far as what you can tutor. You could teach something academic, music, driving, computers, language, or cooking. This tutoring can be done either in person or online.

For the car buff there are lots of things that can be done to make money. You can clean and Detail cars. If you enjoy working on them, you can repair cars. You can even buy them and resell them yourself. Maybe even help people negotiate a car purchase.

Childcare is something that teens and adults can do – often in their spare time. You can watch kids at their home, or in your own home. If you are interested in childcare, you could set up a network of sitters, that way you can refer others and they may refer you. In many places there are babysitting classes with certifications. Check on the minimum age in your Province.

You can be hired to clean both businesses and homes. Some people would like help organizing their home. With a ladder, you could even wash the windows they can’t reach.

If you enjoy cooking, and people enjoy eating your food, why not make some money with your skills? You could do some baking, cake decorating, candy making, jam, or even have a hot dog cart. Some of the places you can sell homemade food is at Farmers and Crafters Markets, catering, or you could make custom cakes. You can even teach lessons about cooking. Check your local laws to find out what you can and can’t make to sell from your home.

The crafty person can make items such as candles, pottery, jewelry, wood working, artwork, or signs. Your items can be sold at farmers and crafters markets or online.

Computers are a part of our everyday life. When they stop working properly you can be the one to come to the rescue! Repairs can be done at your location, or you could go to customers’ homes to do the repairs. If you have the skills to teach people how to use their computer, you could profit from teaching them as well.

If you have a car and a license, there may be a need in your area for people to drive for food delivery, drive people to a destination, or to help them run errands. This may not be feasible in rural or remote areas.

These can be great places to sell you stuff. It could be possessions you no longer want, you can sell produce or flower that you grow, sell your artwork or crafts, or you could sell food there.

For those who are good at painting, fixing holes in drywall, or repairs in general, this is something you can do to earn some extra money.

There are a lot of different things that can be done in this area. The various tasks that can be done include: lawn mowing, show shoveling, raking leaves, general clean-up, and assisting with holiday decorations.

You could create your own brand of merchandise such as Mugs, T-shirts, and signs. Maybe you could create some merchandise for a local business. This is something that could work well with helping develop a brand.

If you like pets and you have the space, this may be something for you. For those who are good at getting pets (I think dogs) to behave you could offer pet obedience training.

For those who enjoy taking pictures (and take good pictures!) you could make some money with your skill. You could sell your pictures online, become a family or wedding photographer, or you could teach photography to others. You could even sell camera equipment.

If you love putting an event together, this could be something for you. Kids parties, weddings, anniversaries – you name it. You could get paid to make the occasion a memorable one.

Maybe you don’t need all the rooms in your house. You could rent out a room on Airbnb, or you could rent to a student. If you have the space, you could even offer an RV spot rental.

For those who are artistic, painting windows for stores could be a possibility. Stores can change what they have on there windows to attract more customers. Painted windows have a charm to them.

Businesses need clean windows, although they may not have the time or ability to clean them with the staff they have. This is something that is seasonal in the north, although it can be done year-round in warm places.