I am not a politically correct person, nor do I want to be. Somehow, it became socially encouraged to be politically correct in order to include everyone and not leave anyone out. My focus is growth and improvement. With so much civil unrest happening, I feel I must touch...

I wrote this post with a pen and paper at our rented cabin at Cottonwood House. It’s a beautiful historic site and remote enough that there is no cell coverage here. My family and I spent the night here on our way to Barkerville. It was the discovery of...

There are people who cross the border and would like to be able to install the other country’s apps on their phone. The problem is that companies can geo-lock their apps. While this is a great way to reduce confusion with people installing the wrong county app on their...

The other day I told my 13-year-old son that the yard needed to get mowed that morning. I had looked at the weather forecast and saw that there were a couple rainy days coming. It had been a week since the yard was last mowed, so while it wasn’t...

As the father of three teenagers (age 13, 16, and 19) I would like to share some of the things that we have done and do to prepare our children for successful adulting. Kids learn by watching their parents. They learn so much from their parents and if their...

Momentum is the force in our lives that keeps us moving in the direction we are heading, and it can be our best friend, or our worst enemy. The more I experience in life, the more I am convinced that momentum is a major factor. Momentum works like interest....

I remember getting my first debit card when I was just starting college. At the time, I was 18. It was less than a year later that I got my first credit card, a Discover Card. Over the years I have used both credit cards and debit cards without...

Asking for a deal when checking into a hotel is not something I would have even thought of when I was a young man. The room rate what they say the rate is, right? After graduating from the University of Wyoming, I ended up getting a job working as...

Making, saving, and investing money are common themes covered in personal finances. If we neglect the aspect of account security, all our hard work can be undone! This post is about account security and how to increase your security. For more information on cyber security, I have a post...

There are so many great rewards programs out there! It can be tempting to sign up for all of them. We could sign up for all of them – they are free to join, after all! Should we join all of them, no. I can’t tell you how many...