I’ve Been Robbed! – Frustrating Rewards Points
Ah! Sweet points… like companies just handing us money! The truth is that they are not giving us money – we are the ones handing our hard-earned money to the companies. Earning points is encouraging and can give us a feeling of accomplishment. Seeing rewards points disappear because they...
10+ Simple Tips to Maximize Your Costco Membership
Having a Costco membership can be a double-edged sword. We can get good deals on things and food, and we can also overspend. The trick is to learn how to maximize your Costco membership. The following is a list of tips that I have compiled from shopping at Costco...
Do You Know Your Asset from A Hole in The Ground?
When I was attending the University of Wyoming, I had the opportunity of visiting with a businessman one day. I was majoring in business at the time, and I was involved with a multilevel business as well. At one point he asked me an interesting question. “In business you...
Improve Your Life by Being Frugal, Not Cheap
People often use the terms cheap and frugal interchangeably. While I believe that they are fundamentally different, I am guilty of sometimes using them interchangeably. There is a difference between the two words. That difference is the mindset that goes with being frugal versus cheap. It is my opinion...
Save Money by Shopping More
Are you saying that if I shop more than I do now I can save myself more money?!? How is that even possible? When you learn to benchmark prices, you will be amazed at the results! Let me explain, although a story first. My wife received a standing mixer...
Kick these 5 Shopping Attitudes to the Curb
The shopping frenzy has begun! Black Friday is here. Well, Black Friday sales started the beginning on November. Cyber Monday will be here soon – and it looks like it might be Cyber Week. Ok, this year is going to be different. The sales dates have been extended this...
How to Maximize Your Cellphone
After working for five years as a salesman in an electronics store, I learned quite a bit about cellphones and plans as well as how to get the most of our devices. There are some things that we can do to get the most out of our beloved little...
7 Ways to Maximize Save-On More Rewards
Save-On-Foods is our go-to grocery store. One of our favorite things about Save-On is their rewards program. We would use the coupons for the bonus points, yet one day as we were walking out of the store I got frustrated that we had missed our bonus points by only...
Focus Your Efforts with Rewards Programs
There are so many great rewards programs out there! It can be tempting to sign up for all of them. We could sign up for all of them – they are free to join, after all! Should we join all of them, no. I can’t tell you how many...
The Power of Shopping with A List
My grandparents had a cool shopping list apparatus similar the one in the picture. I saw my Mom make lists when I lived at home (and she still makes lists!). When I was in college, I heard a wealthy guy give a talk about personal finances and one of...